Sunday, November 1, 2015

Freedom Check - October 2015

At the end/beginning of every month, I will update the status of my freedom fund as a way to stay accountable to you and myself. Assuming everything else remains constant, the freedom fund is based on the number of months that I am able to sustain myself without income.

Freedom Check - October 2015

Income = 100%

Family = 5%
Personal = 0%
Rental = 16%
Food = 16%
Transport = 2%
Cell = 2%
Household = 1% 
Travel = 26%
Misc. = 1%
Shopping = 12%

Contribution to Freedom Fund = 18%

Average Savings Rate (2015) = 31%

Value of freedom: 24.1 months

Commentary: Bump in income was from the new rat cage - not that significant but it's still in the right direction (upwards). Unfortunately, expenses for the month was sky high - mainly due to advance payments for our travel plans next month.

Not too happy with the 'gap' but it should get better over the next few months.

Till then, we've got to keep hustling.

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