Monday, April 6, 2015

Freedom Check - March 2015 (38% Savings Rate)

At the end/beginning of every month, I will update the status of my freedom fund as a way to stay accountable to you and myself. Assuming everything else remains constant, the freedom fund is based on the number of months that I am able to sustain myself without income.

Freedom Check - March 2015

Income = 100%

Family = 15.6%
Personal = 0%
Rental = 17.2%
Food = 18.1%
Transport = 3.9%
Cell = 0.6%
Household = 0% 
Travel = 4.1%
Misc. = 0.2%
Shopping = 2.0%

Contribution to Freedom Fund = 38.3%

Value of freedom: 17.5 months

Commentary: If you have been following the blog, you'll know that I've decided to take the leap and will not be able to add on to the freedom fund for awhile. But it still stands at 17.5 months.

It means that I'm able to sustain myself on a budget for almost 2 years if I were to go without a job.

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  1. Isn't knowing that you have 2 years in the bank (even if you had to take early withdrawal penalties) fantastic? We have 5 years built up and that's assuming both my wife and I lose our jobs at the same point. On top of that, we have lots of options for different secondary means of making income (eBay for instance!).

    It just makes me worry less at work compared to the rest of the hamsters.

    1. It is definitely very comforting to know that there's this little nest egg growing in the background. I can't imagine how I lived paycheck-to-paycheck about 1.5 years ago.

      Great to know that you have 5 years built up! And you're totally rocking that eBay side hustle!

      Here's to freedom,

  2. Looking forward to reading how Life after the Leap is going.


    1. You know what? Things actually came out better than expected. Will update in the next post.

  3. Just recently found your site, and I'm really impressed. It's astounding to see that just a year and a half ago you were pretty much heading in the opposite direction to where you are now! Keep up the good work, and I look forward to seeing where you are after the next 18 months.


    1. Hey M,

      Thanks for the kind words. Started this blog when I was at my lowest to share my journey towards freedom. Somehow, it has been attracting a lot of like-minded people and this has been a real encouragement.

      Here's a toast to freedom,